Buildings
The buildings are defined as the structure of your property including domestic outbuildings and any fixtures and fittings.

Contents
Contents are defined as your household goods and personal effects of every description belonging to you or a member of your family while in your home or domestic outbuilding.

Accidental Damage
Accidental Damage covers an accidental occurrence giving rise to a loss or damage to property.

All Risks
All Risks is an extension of cover available that protects you against loss, theft or accidental damage to items outside of your home as well as in. The policy will cover items such as jewellery, watches, furs, articles of precious metals, photographic equipment, personal effects clothing and sports equipment up to a maximum sum insured as shown on the schedule with a limit of XXX for any one item.

Specified All Risks cover is available for items valued over and above €XXXX

New for Old
New for Old means that stolen items will be replaced by new items in most cases.

Policy Excess
An excess is the amount of each claim that you will have to pay yourself. The policy carry’s a standard excess of €125, however discounts are available if you choose a higher excess.

Premium Payment

bullets By cheque, bank draft or postal order made payable to insure2bsure

bullets By credit card or laser card

bullets By direct debit

 
  bullet Impartial & Independent Advice
  bullet Access to a wide range of companies & products
  bullet We insure that the policy that suits you is offered at the best price.
  bullet A dedicated claims processor that will ease the burden when claiming

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Barry O'Leary Insurances Ltd t/a O'Leary Insurance Brokers, O'Leary Financial Management and Insure2Bsure is regulated by the
Central Bank of Ireland